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Coding agentsIntermediateDocs-checked, not yet hands-on tested

Cursor with Claude or GPT models

Use Cursor's editor with frontier third-party models after the Oct 2026 plan change.

Starter prompt

Plan first: list the files you'll touch and why. Then implement <feature> and run the tests.

Config

.cursor/rules/project.mdc

---
description: project rules
alwaysApply: true
---
- Use TypeScript strict mode.
- Ask before editing more than 5 files.

Setup steps

  1. Choose Premium or above.
  2. Add prepaid credit.
  3. Pick the model per task; use Cursor models for cheap edits.

Why this works

Keeps Cursor's editor features while paying the model vendor's list price.

Watch out

Legacy Pro/Pro+ users keep their old plans; switching to The X Subscription is permanent.

Related loadouts

Compare the gear: AI coding agents tier list · AI code review tier list